SUMMARY
Under general direction from Chief Executive Officer and the Board of Directors' Loan Committee, Chief
Credit Officer has overall responsibility for the maintenance and monitoring of the quality of the Bank's
lending portfolio.

DUTIES
* Define, evaluate and formulate all underwriting standards, lending practices, policies and objectives.
* Establish loan portfolio concentration limit, monitoring and control procedures to meet regulatory
requirement.
* Provide training to lending personnel to comply with loan underwriting guideline.
* Participate in developing and maintaining loan relationship and contribute to the development and
growth of loan portfolio and investment assets.
* Ensure final underwriting standard and quality of the loan portfolio and supervise loan documentation
and note operations.
* Assist loan department managers in training and assume leadership to obtain a high level of
performance by loan personnel.
* Direct overall lending compliance activities in accordance with the Bank's business strategy.
* Establish comprehensive risk management framework for the entire loan portfolio and related assets.
* Assess soundness of the loan portfolio and advise on policy issues and business development;
monitor and maintain the loan portfolio's quality and profitability.
* Manage loan policy exceptions and devise appropriate risk control measures.
* Act as the principal spokesperson for the lending function and serve as the main coordinator for the
loan committee; respond and communicate with internal and external auditors, including regulatory
agencies.
* Assist and engage effective actions to ensure timely recovery of non-performing assets and OREO.
* Responsible for the allowance for credit losses program/CECL on a quarterly basis.
* Responsible for formulating the Banks Stress Testing program on a semi-annual basis.
* Contribute to team effort to accomplish related results as needed.

QUALIFICATIONS
Education: MBA or bachelor's degree in Business Administration, Accounting, Finance or related
discipline is required.
Experience: At least 15 to 20 years of experience in commercial banking industry with 7 to 10 years of
experience in commercial lending, including line of credit, real estate term loan,
construction loan, and loan underwriting

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance.